Insurance Claims

When you’re in a position of needing to file an insurance claim, it’s entirely normal to feel overwhelmed by the process! Here at Radiant Roofing, we can help you take charge of your insurance claim to get your home back in great shape!

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In person inspections

The first step you’ll need to take in the event of damage to your roof will be an in-person inspection. But it can be confusing to know who to call to help you document and assess the damage. In some cases, an insurance company will want to send their own agent to oversee an inspection. But we would still recommend that you reach out to a professional roofing company to conduct a separate inspection. 

That’s because, as specialized experts in roofing here in Northeast Ohio, we can provide you with a thorough inspection that fully assesses the health of your roof. If there are any inconsistencies between our assessment and that of the insurance agency, we can negotiate with them directly to ensure that what they submit for your insurance claim is accurate.

Claim filing and approval

Once we’ve done our inspection, we can help you to file your insurance claim. We have gone through this process with our clients over 1000 times and are happy to answer any questions about what you need for this step. After all, we know what insurance adjustors are looking for and can help you submit everything necessary to boost your chances of approval.

Budgeting and financing

Once your insurance claim has been received, processed, and approved, you’ll get your official estimate or approval for payment as per your insurance plan. From here, we can help you put together your next steps to get started on repairs or construction right away.

One thing to keep in mind is that your insurance claim may not cover the entire cost of what your roof needs. In that case, we can help you create an accessible budget or explore your financing options.

Dealing with insurance claim denial

There are a few different reasons why an insurance company may deny a claim, with some of the most common being improper original roof installation or delays with the insurance claim filing. If you find yourself in this position, Radiant Roofing might be able to provide some guidance by helping you request an additional insurance adjustor to make sure that there was no mistake with the in-person assessment.

Prevention

When restoring your roof after damage, you might be wondering if there’s a way to prevent this kind of situation from happening again in the future. And while some disasters are largely unavoidable, we’re happy to talk to you about building materials and construction techniques that will give you the best chance against damage from wind, hail, heavy rains, and structural fires!

Reconstruction plan

If your home has suffered damages from a severe storm, structural fire, or other unexpected disaster, we know that the only thing you want to do is move through the reconstruction phase as quickly as possible.

When you call Radiant Roofing, our priority is always to restore the structural integrity of your roof or siding efficiently so that you can put this whole ordeal behind you. We work fast while providing you with the highest level of professionalism and craftsmanship possible.

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